My #1 Travel Must-Have (Excluding My Passport)
I am obsessed with travel credit cards. It is a healthy obsession, I am not some crazy credit card lady, I currently have two. In the last six months, my credit card points have funded:
- 2 flights to Scotland
- 1 last-minute flight to Minnesota so my husband could attend his grandfather's funeral
- 1 trip to Los Angeles to see my brother
Four flights in total, and thousands of dollars in travel expenses I did not incur!
What is a travel credit card? (Apologizes to my European readers, especially since nothing like this is offered in Ireland, this post is definitely catered to Americans.) It is a credit card that rewards points to you for every dollar you spend. As you spend, your points accrue and are redeemable for flights, hotels, rental cars, all things travel!
My international travel credit card of choice is the Visa Chase Sapphire Preferred. My husband and I literally use our Chase on everyday purchases, pay our bill monthly, then reap the benefits of our points by traveling for free! My Chase card is my ‘secret’ to how we have been able to travel Europe. Hello, I’m unemployed!
I have seen firsthand how traveling to Europe with the wrong card can impede your entire once-in-a-life-time trip. I mentioned above I have two travel credit cards. My second travel card is a Delta Skymiles American Express. I love using this card in the States. But American Express is not commonly accepted in Europe. I had family visiting Rome struggle to use their American Express card. When an American Express is not accepted in Wexford I brush it off, saying we are not in a major city, but Rome! My advice, do not travel outside of the United States with an American Express, you will become a broken record before every purchase, “Do you accept American Express?”. And most times the answer is no. Additionally, unlike the American Express, with the Chase you do not have to book with a particular airline or certain hotel. You can book with whom ever meets your travel needs.
I have also witnessed our visitors accruing international transaction fees. Every time they used their credit card they were charged an additional 2-4% depending on their card. That adds up, and is a completely unnecessary expense! When using the Chase there are zero international transaction fees. Fourteen months later, I have ‘spent’ $0 on international transaction fees.
Don’t just take my word for it. My friend Holly (who has an awesome DIY blog) was just vacationing in Greece and Italy with her husband, using her Chase. I reached out to make sure I wasn’t the only person loving the benefits of this card in Europe. She said her points paid for multiple hotels and for two flights from Greece to Italy. She agreed with me that it’s the best, as well as her secret for frequent vacations. (Shout out to all my friends reading this, I think most of us have this card.)
I could go on and on but in an effort to not make this post read too much like an ad I’ll stop here. Have questions about the Chase, how to sign up, or how points are accrued? Contact me or click my referral link here. Chase does a really nice job of breaking everything down.
I would love to hear from you. Let me know if you love your Chase card too. Or if you use another travel credit card, tell me why you love it!